Minnesota Health Insurance

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MinnesotaCare MNCare


Minnesota Care MNCare Post 2014 - is a subsidized health care program for low- income people who live in Minnesota and do not have access to affordable health insurance. MNCare was created in 1992 by the Minnesota Legislature and is administered by the Minnesota Department of Human Services. It is funded by a state tax on Minnesota hospitals and health care providers, federal Medicaid matching funds and enrollee premiums. MNCare provides an alternative to private market plans for low income residents of MN. Generally those individual and families that are between 138% - 200% of the Federal Poverty Level (FPL) are considered to be eligible for MinnesotaCare. If your estimated 2014 "Modified Adjusted Gross Income" is more than 200% of the FPL, but less than 400% of the FPL you may be eligible for advanced premium tax credit (subsidy to reduce your monthly premium). If your income is greater than 400% of the FPL you will not be eligible for a premium reduction. You can get instant Quotes on MN Health Insurance Plans here, or you can Contact one of our certified MNSure assistors for help in evaluating your health plan options.

Minnesota Care MNCare 2014 - The Minnesota Legislature recently enacted major changes to the Medical Assistance (MA) and MinnesotaCare programs. Some of these changes were required to comply with the federal Affordable Care Act (ACA) while others were for better access to coverage for low-income Minnesotans.

The following is a brief overview of the legislative changes to MNCare that will take effect on January 1, 2014

  • Individuals with income of 200% FPG or below and who are not eligible for MA will be eligible for MinnesotaCare.
  • Individuals will be subject to the MAGI income methodology.
  • The asset limit for adults will be eliminated.
  • The $10,000 annual cap for inpatient hospital services will be eliminated.
  • The $1,000 maximum co-pay on inpatient hospital services will be eliminated.
  • Premiums for MinnesotaCare enrollees will be significantly reduced.
  • The 4-month and 18-month waiting periods to enroll or re-enroll in MinnesotaCare are eliminated.
  • Eligibility information (such as income) must be verified electronically when feasible.
  • Individuals will be able to apply for MinnesotaCare via the MNSure website, telephone, mail, or in person.

How much does MinnesotaCare Cost? - MinnesotaCare does have a monthly premium fee based on your income, and has small co-pays for services. To see more information on premiums MinnesotaCare Premium Estimator Table

 

 

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